REALTOR® serving Tampa Bay, Florida
Norma Vargas 
A Florida divorce affects real estate in ways most people don’t expect, one person is ready to sell. The other isn’t. And now the house, the biggest asset in the marriage, is sitting in the middle of everything. This is one of the messiest situations in a Florida divorce home sale, and it’s more common … Read more
The Tampa Bay market has shifted. Not collapsed. Not crashed. Shifted. That word is doing a lot of work right now, and depending on who you’re listening to, it either means nothing or everything. Here’s the truth: it means something specific for sellers in Tampa Bay, and understanding what that is will help you make … Read more
Your seller net proceeds matter, everyone asks what their house is worth. Fewer people ask the more important question: how much will I actually keep? Those are two different numbers. The one that matters for your next chapter is what lands in your account after closing, not what’s on the listing. Here’s how to figure … Read more
When it comes to personal loan, most people assume that if you want to keep the house in a divorce, you have to refinance into your name alone. That’s often part of the equation. But it’s not always the only option. Right now, with mortgage rates around 6.5%, that assumption is worth questioning. If you … Read more
There’s a misunderstanding about the “$250,000 exclusion” that I hear constantly, and your cost basis is a big part of that picture. People think it means: if my house sells for more than $250,000, I owe taxes. That’s not what it means. Not even close. This confusion is keeping people from making moves they’re financially … Read more